LINDA ANDERSON 301-262-3100 X5434 Email LINDA
LINDA M. ANDERSON I follow up! Without communication, there can be no negotiation.

Licensed In "Maryland and the District of Columbia"


 

LINDA M. ANDERSON 
REALTOR® 
WEICHERT, REALTORS® 
Bowie-Tri-County

6911 Laurel-Bowie Road. 
Bowie, MD 20715
OFFICE: 301-262-3100

Thank you for visiting my site. I hope that you are able to locate the information you require with regards to selling your home. If not, please do not hesitate to contact me with any of your concerns or questions. My goal is to ensure you get the most value out of my services by facilitating a smooth selling process.

 Please visit me often, for continuous contents updates. Please feel free to contact me for additional information regarding the sale of your home including in home evaluations. I am here to help any way I can and look forward to joining forces with you to form your home selling team.

 I look forward to hearing from you.

 

 

 

 


 

If you are currently working with a real estate broker, this is not a solicitation of the listing.

 

 


If your home is currently listed with a real estate broker, this is not intended to be a solicitation of the listing.


How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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